Unicorn Financial Services is in business to help patients by providing financing for cosmetic and elective surgery through our participating provider network. We’ve made the process as simple, quick and patient friendly as possible.

We finance various kinds of elective procedures including:

You can choose an extended payment plan or you can enjoy the option of having to pay no interest at all with Unicorn’s No Interest Financing financing of 12, or 18 months interest free! Check with your doctor to see which programs they have elected to offer.

Unicorn has a short application and you can apply right from your doctor’s office. Unicorn responds with a credit decision in minutes. Once you’re approved, you have 60 days to schedule and complete your initial procedure. And it is easy for you because we pay the doctor directly.
 

What are your current interest rates?
There is no interest at all on our No Interest Financing programs if you make the minimum monthly payment on time each month and pay the account off within the "promotional No Interest Financing" period. Otherwise, interest rates can start at 8.99% on our standard repayment programs.

What are your credit requirements and how does my previous credit affect my getting approved?
Unicorn's credit requirements are designed to approve as many people as possible. Our credit decision and the credit line provided you will be based primarily on your credit history and how you have paid your bills in the past.

How long will it take to get an answer on my credit application?
Unicorn prides itself in its customer service and efficiency. Once your application is received on line, Dr. Steinmetz's office will know within seconds after submitting your application.

What are your finance programs?
Unicorn offers several different programs to fit all incomes and budgets. We offer "No Interest Financing" programs which allow consumers to take advantage of no interest if the account is paid in full within the "promotional No Interest Financing" period as well as programs with more affordable payments and a longer period of time to repay.